6 best apps like Dave for fast cash

Dave is a popular cash advance provider. Its ExtraCash product offers up to $500 instantly to Dave checking accounts or within 3–5 days to external accounts. Its cash advance limits can feel low for newer accounts — they disclose few will qualify for the $500 maximum. Also, its fee structure can add up fast: including a service fee of $5 or 5% (up to $15) and a monthly membership fee up to $5. For existing Dave account holders, this may be a strong option. However, it’s important to weigh your options when looking for a cash advance. Whether you’re looking for a higher offer, a different fee structure, or a provider that doesn’t require employer verification, there are real alternatives worth considering.

How these 7 cash advance providers compare

Provider	Advance Amount	Monthly Fee	Funding Speed
Tilt	$10–$400	14-day trial, then $8/mo	1 business day (free) or instant (optional for a fee)
EarnIn	Up to $150/day, $1,000 per pay period	No mandatory subscription	1–2 days (free) or instant (for a fee)
Chime MyPay	Up to $500	No fee (requires Chime checking account)	1 business day (free) or instant (for a fee)
MoneyLion	Up to $500 ($1,000 with RoarMoney)	No mandatory fee	1–5 days (free) or instant (for a fee)
Brigit	Up to $500	$8.99–$15.99/mo	1–3 days (free) or instant (for a fee)
FloatMe	Up to $100 (new users up to $50)	$4.99/mo	1–3 days (free) or instant (for a fee)
Dave ExtraCash	Up to $500	Up to $5/mo, plus a per-advance fee (greater of $5 or 5%)	Up to 3 days (free) or instant (for a fee)

1. Tilt: Best for the highest average offer for first-time customers

Best for: Getting up to $400 between paychecks with no credit check and no interest.

Tilt provides Cash Advances ranging from $10–$400 and has the highest disclosed average offer amount of first-time customers at $101 ($178 for all others). To see if you qualify, connect your bank account, and Tilt reviews your real-time income, expenses, and deposit patterns — with no credit check involved — to determine an offer. You can accept the full offer or take a partial draw. Offer amounts can grow over time with on-time payments.

The $8/month subscription covers Tilt Cash Advance alongside money management tools, including AutoSave and AutoPay. Standard delivery is free and typically arrives within 1 business day. Optional instant delivery is also available, which carries a fee.

A Tilt Cash Advance has no credit checks, interest, or late fees. Tilt Cash Advance is designed for short-term cash needs between pay cycles. It’s automatically collected from your linked bank account on your detected paycheck date.

Note: Based on publicly disclosed average first-time customer offer amounts among major U.S. cash advance providers as of June 2026. Disclosed amounts are publicly available and subject to change.

2. EarnIn: Best for earned wage access without a subscription

Best for: Workers who want to access wages they’ve already earned, with no mandatory monthly fee.

EarnIn connects to your employer or work schedule to verify hours worked, then lets you access a portion of what you’ve earned before your next paycheck. It has no mandatory subscription and offers instant delivery for a fee or standard delivery (1–2 business days) for free. EarnIn also prompts users for optional tips up to $13 per transaction.

EarnIn’s model works well if you have a traditional employer and consistent pay schedule. It’s less suited to gig workers or those with variable income sources, since the provider ties cash advance eligibility to verified earned wages.

Its maximum is $1,000 per pay period, with a daily cap of $150 ($100 in New York and Washington, D.C.). Individual limits depend on income verification and account history.

Note: Employer or time-tracking integration is required, so this model won’t fit every work arrangement.

3. Chime MyPay: Best for existing Chime account holders

Best for: People already banking with Chime who want access to cash advances.

Chime MyPay offers cash advances up to $500 to Chime checking account holders. There’s no monthly fee specific to MyPay, but you need a Chime checking account with at least $200 in qualifying direct deposits in the past 36 days and an activated physical Chime debit or Chime credit card. New members often start with a lower limit that grows over time. If you’re already using Chime as your primary account, it’s a useful added feature.

Note: MyPay requires switching to Chime as your primary banking provider. If you prefer to keep your current bank, this provider won’t be a fit.

4. MoneyLion: Best for higher limits with an existing account relationship

Best for: Customers who want up to $500 with flexible delivery options.

MoneyLion’s Instacash product offers cash advances up to $500 for eligible members, rising to $1,000 with a RoarMoney account and qualifying direct deposits. There’s no mandatory subscription for the base advance, though the instant delivery option carries a fee. Standard delivery is free, but can take up to 5 business days.

MoneyLion also offers banking, investing, and credit-builder products alongside its cash advance product, which makes it a broader offering than a single-purpose provider.

Note: Higher advance limits are tied to account history with MoneyLion and RoarMoney account status, and individual disbursements are capped at $100, so reaching the maximum can take multiple transfers.

5. Brigit: Best for same-day cash options

Best for: Customers who want frequent cash advances and are comfortable with a higher monthly subscription.

Brigit offers advances up to $500 for eligible members across its 3 membership tiers: Free, Plus, and Premium plans. The paid plans range from $8.99–$15.99/month. Though more expensive than many competitors per month, the Plus and Premium plans include a suite of budgeting and financial monitoring tools. For Premium customers, one standout feature is free instant delivery on cash advances. But before paying $15.99/month, it’s important to price out what you could be paying for instant delivery per advance for the Free or Plus plans.

If you’re a frequent cash advance user who also wants built-in money tools, the higher subscription cost may make sense. For occasional use, the monthly fee adds up more quickly.

Note: Brigit does disclose its average offer for new customers: $73.

6. FloatMe: Best for a low-cost subscription with small advances

Best for: People who need small amounts occasionally and want a lower monthly fee than most providers.

FloatMe offers advances up to $100 for returning members, with new members starting at up to $50, for a $4.99/month subscription. Standard delivery is free, and instant delivery is available for a fee. It’s built for minor cash gaps.

The lower monthly cost makes it one of the cheaper subscription options in the category. If your typical shortfall is under $100, the fee-to-advance ratio is competitive.

Note: The $100 advance ceiling is below most providers in this comparison. Best suited to smaller cash needs.

Check your eligibility for a Tilt Cash Advance

Check your eligibility for a Tilt Cash Advance in minutes. No credit check, no interest, no late fees.

Or browse our comparison of cash advance providers to keep researching.

Tilt disclosures:

Tilt offers a 14-day trial for new customers followed by an auto-recurring $8/month subscription fee. Cancel anytime. Not everyone will qualify. Offers range from $10–$400 and can go up with on-time payments. Instant delivery is optional, see fees in Tilt’s Terms.